Debt investors.
Access information and documentation relating to our outstanding debt instruments, maturity profile, credit metrics and credit ratings below.
CRH Debt Instruments
The main sources of our debt funding are public bond markets in Europe and North America.
The following public bonds are outstanding.Outstanding Public Bond Issues (Maturity Date from 2025 to 2027)
.
Guarantor
Issue Date
Maturity Date
Nominal Total
Coupon Rate
Coupon Payment Dates
Traded Exchange
CRH SMW Finance DAC
CRH plc
05 May 20
05 Nov 26
€750m
1.250%
05 Nov
Euronext Dublin
CRH America Finance, Inc.
CRH plc
09 May 17
09 May 27
$600m
3.400%
09 May & 09 Nov
Euronext Dublin
CRH SMW Finance DAC
CRH plc
11 Jul 23
11 Jul 27
€500m
4.000%
11 Jul
Euronext Dublin
Outstanding Public Bond Issues (Maturity Date from 2028 to 2029)
.
Guarantor
Issue Date
Maturity Date
Nominal Total
Coupon Rate
Coupon Payment Dates
Traded Exchange
CRH America Finance, Inc.
CRH plc
04 Apr 18
04 Apr 28
$900m
3.950%
04 Apr & 04 Oct
Euronext Dublin
CRH Finance DAC
CRH plc
18 Oct 16
18 Oct 28
€600m
1.375%
18 Oct
Euronext Dublin
CRH SMW Finance DAC
CRH plc
21 May 24
21 May 29
€750m
5.200%
21 May & 21 Nov
Euronext Dublin
CRH Finance (U.K.) plc
CRH plc
02 Dec 15
02 Dec 29
GBP£400m
4.125%
02 Dec
Euronext Dublin
Outstanding Public Bond Issues (Maturity Date from 2030 to 2033)
.
Guarantor
Issue Date
Maturity Date
Nominal Total
Coupon Rate
Coupon Payment Dates
Traded Exchange
CRH SMW Finance DAC
CRH plc
09 Jan 25
09 Jan 30
$1,250m
5.125%
09 Jan & 09 Jul
New York Stock Exchange
CRH Funding BV
CRH plc
05 May 20
05 May 30
€750m
1.625%
05 May
Euronext Dublin
CRH SMW Finance DAC
CRH plc
11 Jul 23
11 Jul 31
€750m
4.000%
11 Jul
Euronext Dublin
CRH America, Inc.
CRH plc
22 Sep 03
15 Oct 33
$212.5m*
6.400%
15 Apr & 15 Oct
New York Stock Exchange
* $300m originally issued – $87.445m acquired by CRH plc following tender processes completed in Aug 2009 & Dec 2010
Outstanding Public Bond Issues (Maturity Date from 2034 to 2045)
.
Guarantor
Issue Date
Maturity Date
Nominal Total
Coupon Rate
Coupon Payment Dates
Traded Exchange
CRH America Finance, Inc.
CRH plc
21 May 24
21 May 34
$750m
5.400%
21 May & 21 Nov
New York Stock Exchange
CRH America Finance, Inc.
CRH plc
09 Jan 25
09 Jan 35
$1,250m
5.500%
09 Jan & 09 Jul
New York Stock Exchange
CRH SMW Finance DAC
CRH plc
11 Jul 23
11 Jul 35
€750m
4.250%
11 Jul
Euronext Dublin
CRH America, Inc.
CRH plc
18 May 15
18 May 45
$500m
5.125%
18 May & 18 Nov
Euronext Dublin
Outstanding Public Bond Issues (Maturity Date from 2047 to 2055)
.
Guarantor
Issue Date
Maturity Date
Nominal Total
Coupon Rate
Coupon Payment Dates
Traded Exchange
CRH America Finance, Inc.
CRH plc
09 May 17
09 May 47
$400m
4.400%
09 May & 09 Nov
Euronext Dublin
CRH America Finance, Inc.
CRH plc
04 Apr 18
04 Apr 48
$600m
4.500%
04 Apr & 04 Oct
Euronext Dublin
CRH America Finance, Inc.
CRH plc
09 Jan 25
09 Jan 55
$500m
5.875%
09 Jan & 09 Jul
New York Stock Exchange
Maturity Profile
Maturity profile of loans, borrowings and undrawn committed facilities as at December 31, 2024.
Maturity Profile December 31, 2024
Within one year
Between one and two years
Between two and three years
Between three and four years
Between four and five years
After five years
Total
Long-Term Debt (US$m)
2,882
1,923
1,430
1,506
1,258
4,852
13,851
Breakdown of Net Debt as at December 31, 2024
Short and long-term debt
Cash and cash equivalents
Finance lease instruments
Derivative financial instruments
Net Debt
US$m
(13,968)
3,720
(257)
(27)
(10,532)
Credit Metrics
Our current and historical credit metrics.
Credit Ratings
We have a strong track record of financial discipline through the cycle and remains committed to protecting its investment grade credit ratings.
Credit Ratings:
Long term
Outlook
Short term
Standard & Poor’s
BBB+
Stable
A-2
Moody’s
Baa1
Stable
P-2
Fitch
BBB+
Stable
F1
Form F-3 Registration Statements
Form F3 registration statements can be downloaded below.
Prospectus dated July 19, 2013
Prospectus dated April 12, 2019Form S-3 Registration Statements
Form S-3 registration statements can be downloaded below.
CRH America, Inc. Financial Statements
Audited financial statements – CRH America, Inc. Financial Statements
Year ended December 31, 2023
Year ended December 31, 2022
Year ended December 31, 2021
Year ended December 31, 2020EMTN Programme Documents
Base Prospectus & Supplement to the Base Prospectus
2025
2024
2023
2021
2020
2018
2017
2016
2015 Supplement
2015
2014
2014 Supplement
2013 Supplement
2013
2012
2011
2008
2007Notice to the Beneficial Owners of the Notes – Change in Paying Agent under the Agency Agreement
IPA Notice to NHs (pre-appointment) – CRH Finland Services Oyj
IPA Notice to NHs (pre-appointment) – CRH Finance (U.K.) plc
IPA Notice to NHs (pre-appointment) – CRH Finance DAC
IPA Notice to NHs (pre-appointment) – CRH Funding BV
IPA Notice to NHs (pre-appointment) – CRH Finance Germany GmbHEMTN Financial Statements
Audited financial statements – CRH Finance Germany GmbH
Year ended December 31, 2018
Year ended December 31, 2017
Year ended 31 December 2016
Year ended December 31, 2015
Year ended 31 December 2014Audited financial statements – CRH Finance (U.K.) plc
Year ended 31 December 2024
Year ended 31 December 2023
Year ended 31 December 2022
Year ended 31 December 2021
Year ended 31 December 2020
Year ended 31 December 2019
Year ended 31 December 2018
Year ended 31 December 2017
Year ended 31 December 2016
Year ended 31 December 2015
Year ended 31 December 2014
Year ended 31 December 2013
Year ended 31 December 2012
Year ended 31 December 2011Audited financial statements – CRH Funding B.V.
Year ended 31 December 2024
Year ended 31 December 2023
Year ended 31 December 2022
Year ended 31 December 2021
Year ended 31 December 2020
Year ended 31 December 2019
Year ended 31 December 2018
Year ended 31 December 2017
Year ended 31 December 2016
Year ended 31 December 2015
Year ended 31 December 2014
Year ended 31 December 2013Audited financial statements – CRH Finance SAS
Year ended 31 December 2017
Year ended 31 December 2016
Year ended 31 December 2015
Year ended 31 December 2014
Year ended 31 December 2013
Year ended 31 December 2012
Year ended 31 December 2011Audited financial statements – CRH Finland Services Oyj
Year ended 31 December 2022
Year Ended 31 December 2021
Year ended 31 December 2020
Year ended 31 December 2019
Year ended 31 December 2018
Year ended 31 December 2017
Year ended 31 December 2016
Year ended 31 December 2015
Year ended 31 December 2014
Year ended 31 December 2013CRH Finance Switzerland AG
Year ended 31 December 2021
Year ended 31 December 2020
Year ended 31 December 2019
Year ended 31 December 2018
Year ended 31 December 2017
Year ended 31 December 2016
Year ended 31 December 2015
Year ended 31 December 2014
Year ended 31 December 2013US Commercial Paper Program
US Commercial Paper Program
Issuer
Guarantor
Principal Amount
Denominations
Use of Proceeds
Launch Date
Tenors
Law
.
CRH America Finance, Inc.
CRH plc
Maximum issued amount of up to US$4.0bn
Minimum denomination of US$250,000 and integral multiples of US$1,000 in excess thereof
No restrictions
July 2016
Maximum: 364 days
New York law
The securities referred to herein have not been, and will not be, registered under the US Securities Act of 1933, as amended, and may not be offered, exercised or sold in the United States absent registration or an applicable exemption from registration requirements
Euro Commercial Paper Programme
Euro Commercial Paper Programme
Issuers
Guarantor
Principal Amount
Denominations
Use of Proceeds
Launch Date
Tenors
Law
.
CRH Finance DAC, CRH Finance (U.K.) plc
CRH plc
Maximum issued amount of up to €1.5bn
Minimum denomination of €500,000 (£125,000) and integral multiples of €500,000 (£125,000) in excess thereof
No restrictions
July 2017
Maximum: 363 days
English law
The Notes have not been, and will not be, registered under the Securities Act of 1933 or any relevant securities laws of any state or other jurisdiction and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act of 1933. The Notes constitute commercial paper for the purposes of, and are issued in accordance with an exemption granted by the Central Bank of Ireland under, Section 8(2) of the Central Bank Act, 1971 of Ireland, inserted by Section 31 of the Central Bank Act, 1989 of Ireland, as amended by Section 70(d) of the Central Bank Act, 1997 of Ireland each as amended by the Central Bank and Financial Services Authority of Ireland Act 2004.
No application will be made at any time to list the Notes on any stock exchange. A communication of an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the Financial Services and Markets Act 2000 (the “FSMA”)) received in connection with the issue or sale of any Notes will only be made in circumstances in which Section 21(1) of the FSMA does not apply to the Issuers or the Guarantor.