Access information and documentation relating to the Group's outstanding debt instruments, maturity profile, credit metrics and credit ratings below.

The main sources of Group debt funding are public bond markets in Europe and North America.

The following public bonds are outstanding.

Outstanding Public Bond Issues (Maturity Date from 2025 to 2027)
CRH America,
Inc.
CRH SMW Finance DACCRH America Finance, Inc.CRH SMW Finance DAC
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:18 May 1505 May 2009 May 1711 Jul 23
Maturity Date:18 May 2505 Nov 2609 May 2711 Jul 27
Nominal Total:$1,250m€750m$600m€500m
Coupon Rate:3.875%1.250%3.400%4.000%
Coupon Payment Dates:18 May &
18 Nov
05 Nov09 May &
09 Nov
11 Jul
Traded Exchange:

Euronext
Dublin

Euronext
Dublin

Euronext
Dublin

Euronext
Dublin

Outstanding Public Bond Issues (Maturity Date from 2028 to 2029)
CRH America Finance, Inc.CRH Finance DACCRH SMW Finance DACCRH Finance (U.K.) plc
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:04 Apr 1818 Oct 1621 May 2402 Dec 15
Maturity Date:04 Apr 2818 Oct 2821 May 2902 Dec 29
Nominal Total:$900m€600m$750mGBP£400m
Coupon Rate:3.950%1.375%5.200%4.125%
Coupon Payment Dates:

04 Apr &
04 Oct

18 Oct21 May & 
21 Nov
02 Dec
Traded Exchange:

Euronext
Dublin

Euronext
Dublin

Euronext
Dublin

Euronext
Dublin

Outstanding Public Bond Issues (Maturity Date from 2030 to 2033)
CRH SMW Finance DACCRH Funding BVCRH SMW Finance DACCRH America, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:09 Jan 2505 May 2011 Jul 2322 Sep 03
Maturity Date:09 Jan 3005 May 3011 Jul 3115 Oct 33
Nominal Total:$1,250m€750m€750m$212.5m*
Coupon Rate:5.125%1.625%4.000%6.400%
Coupon Payment Dates:

09 Jan & 
09 Jul

05 May11 Jul

15 Apr & 
15 Oct

Traded Exchange:New York Stock Exchange

Euronext
Dublin

Euronext
Dublin

New York Stock Exchange
Outstanding Public Bond Issues (Maturity Date from 2034 to 2045)
CRH America Finance, Inc.CRH America Finance, Inc.CRH SMW Finance DACCRH America, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:21 May 2409 Jan 2511 Jul 2318 May 15
Maturity Date:21 May 3409 Jan 3511 Jul 3518 May 45
Nominal Total:$750m$1,250m€750m$500m
Coupon Rate:5.400%5.500%4.250%5.125%
Coupon Payment Dates:

21 May &
21 Nov

09 Jan & 
09 Jul

11 Jul18 May &
18 Nov
Traded Exchange:New York Stock ExchangeNew York Stock ExchangeEuronext
Dublin
Euronext
Dublin

Outstanding Public Bond Issues (Maturity Date from 2047 to 2055)
CRH America Finance, Inc.CRH America Finance, Inc.CRH America Finance, Inc.
Guarantor:CRH plcCRH plcCRH plc
Issue Date:09 May 1704 Apr 1809 Jan 25
Maturity Date:09 May 4704 Apr 4809 Jan 55
Nominal Total:$400m$600m$500m
Coupon Rate:4.400%4.500%5.875%
Coupon Payment Dates:09 May &
09 Nov
04 Apr & 
04 Oct
09 Jan & 
09 Jul
Traded Exchange:Euronext
Dublin
Euronext 
Dublin

New York Stock Exchange

* $300m originally issued - $87.445m acquired by CRH plc following tender processes completed in Aug 2009 & Dec 2010

Maturity profile of loans, borrowings and undrawn committed facilities as at 31 December 2024.

Maturity Profile December 31, 2024Long-Term DebtCommercial PaperUndrawn Committed Facilities
U$mU$mU$m
Within one year1,4641,53516
Between one and two years1,92367
Between two and three years1,430
Between three and four years1,50631
Between four and five years1,2583,638
After five years4,852
Total12,4331,5353,752
Breakdown of Net Debt* as at December 31, 2024U$m
Short and long-term debt(13,968)
Cash and cash equivalents3,720
Finance lease instruments(257)
Derivative financial instruments(27)
Net Debt(10,532)

*Reconcilliation of Net Debt to its nearest US GAAP measures

The Group’s current and historical credit metrics.

CRH has a strong track record of financial discipline through the cycle and remains committed to protecting its investment grade credit ratings.

Credit ratings:Standard & PoorsMoody'sFitch
Long termBBB+Baa1BBB+
OutlookStableStableStable
Short termA-2P-2F1

Form F3 registration statements can be downloaded below.

Form S-3 registration statements can be downloaded below.

Audited financial statements - CRH Finance Germany GmbH

Audited financial statements - CRH Finance (U.K.) plc

Audited financial statements - CRH Funding B.V.

Audited financial statements - CRH Finance SAS

Audited financial statements - CRH Finland Services Oyj

CRH Finance Switzerland AG

Updated: April 2024

US Commercial Paper Program
Issuer:CRH America Finance, Inc.
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to US$4.0bn
Denominations:Minimum denomination of US$250,000 and integral multiples of US$1,000 in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2016
Tenors:Maximum: 364 days
Law:New York law

The securities referred to herein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended, and may not be offered, exercised or sold in the United States absent registration or an applicable exemption from registration requirements

Updated: August 2017

Euro Commercial Paper Programme
Issuers:CRH Finance DAC, CRH Finance (U.K.) plc
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to €1.5bn
Denominations:Minimum denomination of €500,000 (£125,000) and integral multiples of €500,000 (£125,000) in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2017
Tenors:Maximum: 363 days
Law:English law

The Notes have not been, and will not be, registered under the Securities Act of 1933 or any relevant securities laws of any state or other jurisdiction and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act of 1933. The Notes constitute commercial paper for the purposes of, and are issued in accordance with an exemption granted by the Central Bank of Ireland under, Section 8(2) of the Central Bank Act, 1971 of Ireland, inserted by Section 31 of the Central Bank Act, 1989 of Ireland, as amended by Section 70(d) of the Central Bank Act, 1997 of Ireland each as amended by the Central Bank and Financial Services Authority of Ireland Act 2004.

No application will be made at any time to list the Notes on any stock exchange. A communication of an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the Financial Services and Markets Act 2000 (the “FSMA”)) received in connection with the issue or sale of any Notes will only be made in circumstances in which Section 21(1) of the FSMA does not apply to the Issuers or the Guarantor.