Access information and documentation relating to the Group's outstanding debt instruments, maturity profile, credit metrics and credit ratings below.

The main sources of Group debt funding are public bond markets in Europe and North America.

The following public bonds are outstanding.

Outstanding Public Bond Issues (Maturity Date from 2025 to 2026)
CRH America,
Inc.
CRH SMW Finance DAC
Guarantor:CRH plcCRH plc
Issue Date:18 May 1505 May 20
Maturity Date:15 May 2505 Nov 26
Nominal Total:US$1,250m€750m
Coupon Rate:3.875%1.250%
Coupon Payment Dates:18 May &
18 Nov
05Nov
Traded Exchange:Euronext DublinEuronext Dublin
Outstanding Public Bond Issues (Maturity Date from 2027 to 2028)
CRH America Finance, Inc.CRH SMW Finance DACCRH America Finance, Inc.CRH Finance DAC
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:09 May 1711 Jul 2304 Apr 1818 Oct 16
Maturity Date:09 May 2711 Jul 2704 Apr 2818 Oct 28
Nominal Total:US$600m€500mUS$900m€600m
Coupon Rate:3.40%4.00%3.95%1.375%
Coupon Payment Dates:09 May &
09 Nov
11 July04 Apr &
04 Oct
18 Oct
Traded Exchange:Euronext DublinEuronext DublinEuronext DublinEuronext Dublin
Outstanding Public Bond Issues (Maturity Date from 2029 to 2033)
CRH Finance (U.K) plcCRH Funding BVCRH SMW,
Finance DAC
CRH America, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:02 Dec 1505 May 2011 Jul 2322 Sep 03
Maturity Date:02 Dec 2905 May 3011 Jul 3115 Oct 33
Nominal Total:GBP£400m€750m€750mUS$212.5m*
Coupon Rate:4.125%1.625%4.00%6.40%
Coupon Payment Dates:02 Dec05 May11 Jul15 Apr &
15 Oct
Traded Exchange:Euronext DublinEuronext DublinEuronext DublinNew York Stock Exchange
Outstanding Public Bond Issues (Maturity Date from 2035 to 2048)
CRH SMW Finance DACCRH America,
Inc.
CRH America Finance, Inc.CRH America Finance, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:11 Jul 2318 May 1509 May 1704 Apr 18
Maturity Date:11 Jul 3518 May 4509 May 4704 Apr 48
Nominal Total:€750mUS$500mUS$400mUS$600m
Coupon Rate:4.25%5.125%4.40%4.50%
Coupon Payment Dates:11 Jul18 May &
18 Nov
09 May &
09 Nov
04 Apr &
04 Oct
Traded Exchange:Euronext DublinEuronext DublinEuronext DublinEuronext Dublin

* $300m originally issued - $87.445m acquired by CRH plc following tender processes completed in Aug 2009 & Dec 2010

Maturity profile of loans and borrowings including derivatives and undrawn committed facilities as at 31 December 2022.

Maturity Profile December 31, 2022Loans and Borrowings (incl. Derivatives)Lease LiabilitiesUndrawn Committed Facilities
U$mU$mU$m
Within one year1,503260-
Between one and two years685196-
Between two and three years1,249154-
Between three and four years7991213,736
Between four and five years890929
After five years4,596496-
Total9,7221,3193,745
Breakdown of Net Debt as at December 31, 2022U$m
Lease Liabilities under IFRS 161,319
Gross Debt (including derivatives)9,722
Gross Cash(5,936)
Net Debt5,105

The Group’s current and historical credit metrics.

Credit metrics (times)IFRS
 Pre IFRS 16
Post IFRS 16
Year to 31st December:20122013201420152016201720182019202020212022
EBITDA*/Net interest*6.15.96.77.59.911.511.010.610.114.316.8
EBIT*/Net interest*3.10.43.74.36.47.77.16.65.09.611.7

* From continuing and discontinued operations

CRH has a strong track record of financial discipline through the cycle and remains committed to protecting its investment grade credit ratings.

Credit ratings:Standard & PoorsMoody'sFitch
Long termBBB+Baa1BBB+
OutlookStableStableStable
Short termA-2P-2F1

Form F3 registration statements can be downloaded below.

Audited financial statements - CRH America, Inc. Financial Statements

Audited financial statements - CRH Finance Germany GmbH

Audited financial statements - CRH Finance (U.K.) plc

Audited financial statements - CRH Funding B.V.

Audited financial statements - CRH Finance SAS

Audited financial statements - CRH Finland Services Oyj

CRH Finance Switzerland AG

Updated: April 2024

US Commercial Paper Program
Issuer:CRH America Finance, Inc.
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to US$4.0bn
Denominations:Minimum denomination of US$250,000 and integral multiples of US$1,000 in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2016
Tenors:Maximum: 364 days
Law:New York law

The securities referred to herein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended, and may not be offered, exercised or sold in the United States absent registration or an applicable exemption from registration requirements

Updated: August 2017

Euro Commercial Paper Programme
Issuers:CRH Finance DAC, CRH Finance (U.K.) plc
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to €1.5bn
Denominations:Minimum denomination of €500,000 (£125,000) and integral multiples of €500,000 (£125,000) in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2017
Tenors:Maximum: 363 days
Law:English law

The Notes have not been, and will not be, registered under the Securities Act of 1933 or any relevant securities laws of any state or other jurisdiction and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act of 1933. The Notes constitute commercial paper for the purposes of, and are issued in accordance with an exemption granted by the Central Bank of Ireland under, Section 8(2) of the Central Bank Act, 1971 of Ireland, inserted by Section 31 of the Central Bank Act, 1989 of Ireland, as amended by Section 70(d) of the Central Bank Act, 1997 of Ireland each as amended by the Central Bank and Financial Services Authority of Ireland Act 2004.

No application will be made at any time to list the Notes on any stock exchange. A communication of an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the Financial Services and Markets Act 2000 (the “FSMA”)) received in connection with the issue or sale of any Notes will only be made in circumstances in which Section 21(1) of the FSMA does not apply to the Issuers or the Guarantor.