Access information and documentation relating to the Group's outstanding debt instruments, maturity profile, credit metrics and credit ratings below.

The main sources of Group debt funding are public bond markets in Europe and North America.

The following bonds were outstanding as at 31 December 2020.

Outstanding Public Bond Issues (Maturity Date from 2022 to 2024)
CRH Finance Switzerland AGCRH Finance DACCRH Finland Services OyjCRH Funding BV
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:30 Sep 1403 April 1305 May 2002 Dec 15
Maturity Date:30 Sep 2203 April 2305 Nov 2309 Jan 24
Nominal Total:CHF 330m€750m€500m€600m
Coupon Rate:1.375%3.125%0.875%1.875%
Coupon
Payment Dates:
30 Sep03 April05 Nov09 Jan
Outstanding Public Bond Issues (Maturity Date from 2025 to 2028)
CRH America,
Inc.
CRH SMW Finance DACCRH America Finance, Inc.CRH America Finance, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:18 May 1505 May 2009 May 1704 Apr 18
Maturity Date:18 May 2505 Nov 2609 May 2704 Apr 28
Nominal Total:US$1,250m€750mUS$600mUS$900m
Coupon Rate:3.875%1.250%3.40%3.95%
Coupon Payment Dates:18 May &
18 Nov
05 Nov09 May &
09 Nov
04 Apr &
04 Oct
Outstanding Public Bond Issues (Maturity Date from 2028 to 2033)
CRH Finance DACCRH Finance (U.K.) plcCRH Funding BVCRH America, Inc.
Guarantor:CRH plcCRH plcCRH plcCRH plc
Issue Date:18 Oct 1602 Dec 1505 May 2022 Sep 03
Maturity Date:18 Oct 2802 Dec 2905 May 3015 Oct 33
Nominal Total:€600mGBP£400m€750mUS$212.5m*
Coupon Rate:1.375%4.125%1.625%6.40%
Coupon Payment Dates:18 Oct02 Dec05 May15 Apr &
15 Oct
Outstanding Public Bond Issues (Maturity Date from 2045 to 2048)
CRH America,
Inc.
CRH America Finance, Inc.CRH America Finance, Inc.
Guarantor:CRH plcCRH plcCRH plc
Issue Date:18 May 1509 May 1704 Apr 18
Maturity Date:18 May 4509 May 4704 Apr 48
Nominal Total:US$500mUS$400mUS$600m
Coupon Rate:5.125%4.40%4.50%
Coupon Payment Dates:18 May &
18 Nov
09 May &
09 Nov
04 Apr &
04 Oct

* $300m originally issued - $87.445m acquired by CRH plc following tender processes completed in Aug 2009 & Dec 2010

Maturity profile of loans and borrowings including derivatives and undrawn committed facilities as at 31 December 2020.

Maturity Profile December 31, 2020Loans and Borrowings (incl. Derivatives)Lease LiabilitiesUndrawn Committed Facilities
US'mUS'mUS'm
Within one year1,25229610
Between one and two years4672415
Between two and three years1,52018961
Between three and four years733154-
Between four and five years1,2461254,294
After five years6,809630-
Total12,0271,6354,370
Breakdown of Net Debt as at December 31, 2020US'm
Lease Liabilities under IFRS 161,635
Gross Debt (including derivatives)12,027
Gross Cash(7,721)
Net Debt5,941

The Group’s current and historical credit metrics.

Credit metrics (times)IFRS
Year to 31st December:2011201220132014201520162017201820192020
EBITDA*/Net interest6.96.15.96.77.59.911.511.012.911.9
EBIT*/Net interest3.63.10.43.74.36.47.77.18.05.8

* From continuing and discontinued operations

CRH has a strong track record of financial discipline through the cycle and remains committed to protecting its investment grade credit ratings.

Credit ratings:Standard & PoorsMoody'sFitch
Long termBBB+Baa1BBB+
OutlookStableStableStable
Short termA-2P-2F1

Form F3 registration statements can be downloaded below.

Audited financial statements - CRH Finance Germany GmbH

Audited financial statements - CRH Finance (U.K.) plc

Audited financial statements - CRH Funding B.V.

Audited financial statements - CRH Finance SAS

Audited financial statements - CRH Finland Services Oyj

CRH Finance Switzerland AG

Updated: July 2019

US Commercial Paper Program
Issuer:CRH America Finance, Inc.
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to US$2.0bn
Denominations:Minimum denomination of US$250,000 and integral multiples of US$1,000 in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2016
Tenors:Maximum: 364 days
Law:New York law

The securities referred to herein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended, and may not be offered, exercised or sold in the United States absent registration or an applicable exemption from registration requirements

Updated: August 2017

Euro Commercial Paper Programme
Issuers:CRH Finance DAC, CRH Finance (U.K.) plc
Guarantor:CRH plc
Principal Amount:Maximum issued amount of up to €1.5bn
Denominations:Minimum denomination of €500,000 (£125,000) and integral multiples of €500,000 (£125,000) in excess thereof
Use of Proceeds:No restrictions
Launch Date:July 2017
Tenors:Maximum: 363 days
Law:English law

The Notes have not been, and will not be, registered under the Securities Act of 1933 or any relevant securities laws of any state or other jurisdiction and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act of 1933. The Notes constitute commercial paper for the purposes of, and are issued in accordance with an exemption granted by the Central Bank of Ireland under, Section 8(2) of the Central Bank Act, 1971 of Ireland, inserted by Section 31 of the Central Bank Act, 1989 of Ireland, as amended by Section 70(d) of the Central Bank Act, 1997 of Ireland each as amended by the Central Bank and Financial Services Authority of Ireland Act 2004.

No application will be made at any time to list the Notes on any stock exchange. A communication of an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the Financial Services and Markets Act 2000 (the “FSMA”)) received in connection with the issue or sale of any Notes will only be made in circumstances in which Section 21(1) of the FSMA does not apply to the Issuers or the Guarantor.